Liberty Quality Home - house and contents insurance
The property insured by this household insurance is the building (immovable property) and the contents (the furniture in the home), providing the insured sum is given in the schedule.
The property located inside of the building shall be construed as the contents, providing it belongs to the insured. Property belong to third parties shall also be included up to a maximum of 1,500 euros per claim.
The contents is comprised of the following three groups of objects:
1. Furniture and fixtures
This shall be construed as kitchen furniture and furniture in general, household and personal items of the insured home that are not described as a valuable object, including the following:
- Household appliances, electrical equipment and electronics
- Audiovisual devices, personal computers, cameras
- Portable radio and / or television antennas
- Glass, except for that guaranteed under building cover
- Decorative items and objects, lamps
- Linens, crockery, cutlery, items for personal use (except motor vehicles, trailers and boats, supplies, household provisions and food
The property used to carry out professional activities shall be insured up to a maximum of 20% of the insured sum for furniture and fixtures, not including software programs.