Liberty Quality Home - house and contents insurance
The property insured by this household insurance is the building (immovable property) and the contents (the furniture in the home), providing the insured sum is given in the schedule.
BUILDING REFURBISHMENT WORK
If the insured is the tenant and / or usufructuary, the building cover shall include, up to the insured sum stipulated in the schedule, any fixed decorative or ornamental elements attached to the floors, ceilings and / or walls, such as paint, wallpaper, fabric, carpets or parquet etc as well as the fixed installations for exclusive use that form part of the home and were installed at the expense of the insured tenant with the consent of the owner of the building / home.