Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed :
A.14.1.17. Emergency locksmith
If the insured cannot enter the insured home due to any accidental event, such as the loss, misplacement or theft with violence of keys or the rendering unusable of the lock due to attempted theft with violence or any other cause that prevents it from being opened, as well as in the case of the theft of a set of keys that might jeopardise the security of the home, the insurer shall send a locksmith, as quickly as possible, who will make the necessary emergency repairs to ensure that the home may once again be closed and opened safely.
The insurer shall bear the transport and labour expenses required to open the door.
Providing the damage is guaranteed by a cover taken out in the policy and always subject to the conditions and insurance limits stipulated therein, the insurer shall also bear any possible expenses incurred for replacing or fixing the lock, keys of other closing elements.
A.14.1.18. Guarantee of information, connection or sending of professionals
A15. Family legal defence / claim for damages