Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed :
A.14.1.1 Sending of professionals
In the event of an accident covered by the policy, the insurer will provide the qualified professional to perform the necessary operations in order to limit and control the scope of the damage until the loss adjuster arrives.
At all times, the insurer will bear the cost of transporting the professional to the insured home, and any other expenses incurred in compliance with the provision shall be borne by the insured, except for services derived from an accident covered by this policy.
When the damage exceeds the limits stipulated in this policy, the insured shall bear the cost of the labour and materials related to this excess, or, should his / her policy include a deductible, when the damage does not exceed this amount
A15. Family legal defence / claim for damages