Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed :
A.14.1.2. Hotel expenses
Should the home become uninhabitable as a result of an accident guaranteed by the policy, the insurer shall arrange for and bear the costs of the accommodation of the insured ( or insured parties ) in a hotel close to his / her residence for up to a maximum of 48 hours or euros 181.
If the insured chooses the first option, the hotel category shall be:
- Three stars, if the total annual premium is equal or less than euros 60
- Four stars, if the total annual premium is greater than euros 60 and less than euros 121
- Five stars, if the total annual premium is greater than euros 121.
A.14.1.3. Expenses for surveillance of the home
A15. Family legal defence / claim for damages