Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed :
A.14.2.6. Emergency locksmithing
Should the insured be unable to enter the home stipulated in the policy due to any accidental event such as the loss, misplacement or theft with violence of keys, the rendering unusable of a lock due to attempted theft with violence or any other cause that prevents the door from being opened, as well as in case of theft with violence of a set of keys that might potentially jeopardise the security of the home, the insurer shall send a locksmith, as soon as possible, to perform the emergency repairs required to re-establish the ability to close and open the aforementioned home. The transportation and labour costs for this emergency repair (maximum of 3 hours) shall be free of charge for the insured, who need only pay for the cost of any materials that might be required.
A15. Family legal defence / claim for damages