Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed:
A4. Breakage of glass, mirrors, narble, granite, sanitary ware / elements and vitro-ceramic cooking surfaces
Damage caused by the accidental breakage and any resulting transport and installation costs are covered in the following cases:
1. If the BUILDING is insured
- All kinds of windows, mirrors, glass and crystal permanently located in the building
- Any Sanitary ware and elements found in the building / home
- The marble, granite and natural or artificial stone surfaces fitted in kitchens and bathrooms.
2. If the CONTENTS are insured
- All kinds of windows, mirrors, glass or crystal that form a permanent part of the contents or of any of its elements (including the glass forming part of household electrical appliances and methacrylate furniture)
- The marble, granite and other natural or artificial stones that form part of the furniture or tables
- The glass on vitro-ceramic cooking surfaces
- If the insured is the tenant, the glass in the doors and windows pertaining exclusively to the home.
The indemnity limit for this cover shall be 100% of the insured sum for building and / or contents.