Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed:
A.7. Electrical damage
The value of the repair and / or replacement of electrical installations, if the building is insured, as well as household appliances or other electrical and electronic devices and the accessories thereof, when the contents are insured, is guaranteed against the following:
- Surges or inductions caused by lightning
- Abnormal currents, short circuits and combustion due to causes inherent to the operation of such installations and devices, even when the aforementioned accidents do not lead to fire
The indemnity limit for this cover shall be 100% of the insured sum for building and / or contents.
A8. Aesthetic restoration of building and contents