Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed:
4. Smoke and soot
The material damage directly sustained by the insured home due to the direct action of smoke and soot, whatever its origin, is guaranteed, both when the cause of the claim is in the insured home and when it is in the near vicinity.
The indemnity limit for this cover shall be 100% of the insured sum for building and / or contents.
5. Collisions, crashes, falling aircraft and sonic boom