Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed:
3. Vandalism and acts of ill intent.
Any direct damage sustained by the insured property as a result of vandalism or acts of ill intent is guaranteed:
- Committed individually or collectively by individuals other than the policyholder, the insured, their family members, employees or the people living with them.
- Derived from riotous acts that occur during meetings and demonstrations carried out in accordance with current legislation, as well as during the course of legal strikes, except when the aforementioned actions can be classified as rebellions or popular uprisings.
The indemnity limit for this cover shall be 100% of the insured sum for building and / or contents.