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Liberty Quality Home - house and contents insurance

 

 

Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS

 

Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage  and / or direct material losses sustained by the building or contents due to the following causes are guaranteed:

 

A5. Theft with violence , mugging or theft with intimidation or attempted theft with violence or attempted theft with intimidation or mysterious disappearance.

 

4. Fraudulent use of credit cards (only if the contents are insured)

 

Economic losses are guaranteed when they are derived from the fraudulent use by third parties of credit or store cards of which the  insured or another party over the age of 18, who is construed as insured, is the cardholder, and that have been the object of theft with violence,  theft with intimidation, disappearance without violence or mislaid.

 

The cover is limited to the fraudulent use of credit or store cards in the period of 48 hours prior to or subsequent to the time when the report is filed with the relevant authority. The  insured must notify the card issuing institution and order the cancellation of such cards.

 

Insured sum:  On a first loss basis, euros 600 per claim and per year.

 

 

5. Keys and locks

 

 

A6. Miscellaneous expenses