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Liberty Quality Home - house and contents insurance

 

 

Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS

 

Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage  and / or direct material losses sustained by the building or contents due to the following causes are guaranteed:

 

A5. Theft with violence, mugging or theft with intimidation or attempted theft with violence or attempted theft with intimidation or mysterious disappearance.

 

3. Mugging (only if the contents are insured)

 

Any losses sustained by the insured as a consequence of a mugging or theft with intimidation committed by third parties on a public roadway or in location other than the primary residence are guaranteed.

 

The scope of the cover is limited to the European Union and Switzerland, providing the  insured's permanent residence is in Spain.

 

The cover also applies to the property, objects and cash that belong to household staff or which belong to the insured and have been temporarily entrusted to the household staff so that they can carry out work for the insured during working hours.

 

In addition, any costs incurred to replace stolen official documents are covered.

 

Insured sum:  On a first loss basis, euros 1,200 per claim, with a sub-limit of euros 300 for cash, even when more that one insured is affected.

 

 

4. Fraudulent use of credit cards

 

 

 

 

A6. Miscellaneous expenses