Liberty Quality Home - house and contents insurance
Article A. BASIC COVER: MATERIAL DAMAGE OR LOSSES SUSTAINED BY THE BUILDING AND / OR CONTENTS
Pursuant to the cover conditions of the policy and the limit on the insured sum stipulated in the schedule, material damage and / or direct material losses sustained by the building or contents due to the following causes are guaranteed:
A5. Theft with violence , mugging or theft with intimidation or attempted theft with violence or attempted theft with intimidation or mysterious disappearance.
2. Mysterious disappearance (only if the contents are insured)
The removal of the insured property against the will of the insured, carried out inside the insured home without the use of force or violence toward objects or violence and intimidation towards people, is guaranteed:
This cover is conditioned upon the mysterious disappearance occurring inside the home by individuals who:
- Do not live with the insured,
- Are not tenants or usufructuaries of the insured home.
If the mysterious disappearance is prepetrated by a domestic employee, it shall be covered providing the perpetrator has been hired by the insured by virtue of a contract, signed at least six months before the disappearance occurred, and that the employee is fired because of the disappearance and the removed item is replaced.
Insured sum: Up to 25% of the insured sum for contents, with a limit of euros 3,000 per claim and per year. The mysterious disappearance of objects of special value, jewels and jewellery is guaranteed on a first loss basis for up to euros 300 per claim.
3. Mugging (only if the contents are insured)