Liberty Quality Home - house and contents insurance
Cover summary
| Insured cover | Building | Contents |
| A. Basic cover | ||
| A1. Fire, explosion and lightning | 100% | 100% |
| A2. Water damage | 100% | 100% |
| Plumbers' and / or builders' charges to locate and repair damage | 100% | 100% |
| A3. Extended risks | 100% | 100% |
| A.3.1 Risks derived from natural events (atmospheric phenomena) | 100% | 100% |
| A.3.2 Flooding | 100% | 100% |
| A.3.3 Vandalism and acts of ill intent | 100% | 100% |
| A.3.4 Smoke and soot | 100% | 100% |
| A.3.5 Collisions, crashes, falling aircraft and sonic boom | 100% | 100% |
| A4. Breakage of windows, mirrors, glass and crystal | 100% | 100% |
| Breakage of marble, granite, sanitary ware | 100% | - |
| Breakage of vitro-ceramic cooking surface | - | 100% |
| A5. Theft with violence, personal attack or theft with intimidation and mysterious disappearance | ||
| 1. Theft with violence, damage from theft and theft with intimidation (inside the home) | 100% | 100% |
| - Valuable objects: Automatic inclusion up to 20% of the contents sum insured for items with a unit value of less than euros 2,000 | - | - |
| - cash | - | €300* |
| 2. Mysterious disappearance | - | 25% Max €3,000 (claim /year) |
| - Mysterious disappearance of valuable objects | - | €300* |
| 3. Mugging - Personal items | - | €1,200* |
| Mugging - cash | - | €300* |
| 4. Fraudulent use of credit cards | - | Max. lim claim /year €300* |
| 5. Key and lock replacement expenses | - | €600* |
| A6. Miscellaneous expenses | ||
| 1. Fire department assistance | 100% | 100% |
| 2. Salvage, extinguishing, demolition and debris removal | 100% | 100% |
| 3. Reconstruction of documents | - | 10% |
| 4. Uninhabitability of the home, loss of rent | ||
| - Alternative accommodation | 100% | - |
| - Furniture rental | - | 100% |