Liberty Quality Home - house and contents insurance
CONTRACT BASES
Article 13 - In case of decrease in risk
* The insurance policyholder or insured may, over the valid term of the agreement, inform the insurer any circumstances that decrease the risk and are of such a nature that, had they been known by the latter when the agreement was drawn up, it would have been executed under more favourable conditions for the policyholder.
* At all times, upon finalisation of the insurance period covered by the premium, the insurer shall reduce the cost of the future premium by the corresponding proportion, and, should it not, the policyholder shall be entitled to cancel the policy and to receive a reimbursement of the difference between the paid premium and that which would have corresponded to him / her to pay from the moment when the insurer was informed of the decrease in the risk.
Article 14 - In case of processing