Liberty Quality Home - house and contents insurance
CONTRACT BASES
Article 31 - Notices
* All notices addressed to the insurer by the policyholder or the insured shall be made at the registered offices of the insurer as indicated in the policy; however, if they are made to an insurance agent, they shall have the same effect as if they had been made at said office. Likewise, the payment of the premium receipts by the policyholder to an insurance agent shall be construed as having been made to the insurer, unless agreed otherwise.
* All notices from the insurer to the policyholder and, where applicable, to the insured, shall be made at their residence, as stated in the policy, unless they have notified the insurer of a change of residence.
* All notices made by an insurance broker to the insurer on behalf of the policyholder or the insured shall have the same effect as if the latter had made them, unless indicated otherwise by them. The express approval of the policyholder shall be required, at all times, to enter into a new agreement or modify or terminate the insurance agreement currently in force.
* All notices from the insurer to the policyholder or insured may be made through the insurance agent who intervened in the policy.
* Any written notices that are rejected, certified notices not picked up at the post office and those that do not reach the addressee due to a change of address without the relevant notice being provided to the insurer, shall have effect, unless agreed otherwise.
* All notice that must be made as a result of this policyto the insurer by the policyholder, insured or beneficiary may be made by phone, without detriment to the right of the insurer to request written confirmation thereof.
* The policyholder or, where applicable, the insured authorise the insurer to record any telephone conversations they have, if deemed necessary, and use them as a means of proof for any claim that might be filed between the two parties. The policyholder or insured may ask the insurer to provide him / her with a copy or written transcript of the content of any conversations held between them that have been recorded.