Car insurance
24. Claims
C. Personal accidents involving the driver
Should the insured die as a result of an accident covered under this policy, the insurer will pay the sum insured to the beneficiary or beneficiaries designated by the policyholder and / or insured. Where no such designation has been made by the policyholder, the beneficiaries shall be understood to be the insured's legal heirs.
The beneficiary must submit the following documents:
- Certificate from the physician who attended the insured, detailing the circumstances and causes of death, as well as the certificate for the autopsy, where performed.
- Certified copy of the entry of death in the Registry of Births, Deaths and Marriages.
- Identification and, where applicable, documents offering proof of the condition of beneficiary
- Certificate of exemption from Estate Tax or of the payment thereof, as applicable, duly completed by the provincial Tax Office.
- Where the sum insured for the death was contracted as an annuity, certificate of existence of the beneficiary (throughout the duration of the annuity payments).
- Will of "declaration of heirs" and certified copy of the last will and testament.
Once the foregoing documents have been received, the insurer must pay or deposit the sum insured within a maximum period of 5 days.
D. Subsidy for temporary suspension of driving licence