e-polici.es  (web since 02/2009)




Mainly Health Plans SL           'sociedad de agencia de seguros vinculada' - seguros...

Linked insurance agency - products offered...      Are you planning to return to the UK from abroad?

 

Mainly Health Plans SL

3. What is not covered? ( Guide )

Lifeline membership guide (from 1.10.2008) 

What is not covered?

There are certain conditions and treatments that we do not cover. If you are unsure about anything in this section, please contact us for confirmation before you go for your treatment.

The table below lists the exclusions with any comments that may apply and the page number where you can find the full rule. Please note that this table is only a guide, and that you must read the full rules to make sure that you understand your cover.

Number Exclusion Comments
1 Addictive conditions and disorders   
2 Ageing and puberty  
3 Allergies and allergic disorders   
4 Artificial life maintenance  
5 Birth control   
6 Conflict and disaster  
7 Congenital conditions   
8 Convalescence and admission for general care   
9 Cosmetic treatment  
10 Deafness   
11 Dental treatment / gum disease   
12 Developmental problems   
13 Donor organs   
14 Drugs and dressings (out-patient)  exclusion applies to Essential and Classic only
15 Experimental treatment   
16 Eyesight   
17 Family doctor treatment  exclusion applies to Essential and Classic only
18 Footcare   
19  Genetic testing   
20 Health hydros, nature cure clinics etc  
21 Hereditary conditions   
22 HIV/AIDS   
23 Infertility treatment   
24 Maternity  exclusion applies to Essential only
25 Obesity   
26 Personality disorders   
27 Physical aids and devices   
28 Pre-existing conditions   
29 Preventive and wellness  treatment   
30 Reconstructive or remedial surgery   
31 Self-inflicted injuries   
32 Sexual problems / gender issues  
33 Sleep disorders   
34 Speech disorders   
35 Surrogate parenting   
36 Travel costs for treatment   
37 Unrecognised physician or facility   
38 USA treatment   

 

     
    6. Chronic conditions 
7. Complications from excluded or restricted conditions / treatment    9. Contamination, wars and riots 
     
  14. Dialysis   
     
     
22. Hormone Replacement Therapy (HRT) and bone densitometry     
     
    30. Sexually transmitted diseases 
     
     

 

 

Lifeline:

* provides international private medical insurance for people living or working abroad for at least six months of the year 

* for individuals and their families

* three different levels of cover to meet any client's needs:

  Product description (and limits) Cost Cost - with option of deductibles
Essential Essential  Essential  Essential 
Classic Classic Classic  Classic
Gold Gold Gold  Gold 

* three areas of cover:

- worldwide including the USA & Canada

- worldwide excluding the USA & Canada

- Hong Kong Worldwide excluding USA and Canada

Exception - Gold cover offers Hong Kong excluding USA.

* optional evacuation cover

* payment of subscriptions - £ sterling, Euro €

- annually

- quarterly

- monthly

Company Scheme  (Castellano  Deutsch Français Português)

For more information please contact me:  
email dmh@e-consultas.com
Fax: (00 34) 91 8032484
'phone: (00 34) 609 522 300
Also more information on.. www.e-healthinsuranceservices.com 
 

BUPA insurance products